- Tata AIA Life Insurance Company Limited
Tata AIA Life Insurance Company Limited
Surat - 395009
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Popular Term Insurance Plans
Protect the financial future of your loved ones against uncertainties of life with our Term Insurance plans that offers you larger cover, higher security, and speedy claim settlement.
Maha Raksha Supreme Select
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Benefit from 7 Plan Options
- Flexibility to increase cover at important Life Stages
- Enhance coverage for the cost of higher education of up to 3 nominated children
Non-Linked, Non-Participating, Individual Life Insurance Product
(UIN: 110N171V02)
Sampoorna Raksha Supreme
- Get 1 Crore Life cover at Rs. 547/month^
- Increase life cover at important milestones such as marriage or child birth1
- Get whole life cover up to 100 years of age7
A Non-Linked Non-Participating Individual Life Insurance Plan
(UIN:110N160V05)
Popular Tata AIA Guaranteed Return Plans
Grow your wealth with our guaranteed return plans for a fikar-free future and also save on tax.No GST on premium payments through SWIFT/NRE/Forex accounts*
Fortune Guarantee Plus
- Get Guaranteed* Tax9 Free Returns
- Get all your premiums back11
- Coverage against 40 critical illnesses12
Non-Linked, Non-Participating, Individual Life Insurance Savings Plan
(UIN: 110N158V12) | *T&C
Guaranteed Return Insurance Plan
- Get Guaranteed8 Tax9 Free Returns
- Save income tax up to Rs 46,8002
- Guaranteed10 additions to boost corpus with Endowment option
Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan
(UIN:110N152V13) | 8T&C apply
Popular Wealth Plans
Discover Complete Health and Wealth: Our comprehensive plan takes care of your health, wellness, and financial security all in one.
In This Policy, The Investment Risk in Investment Portfolio Is Borne by The Policyholder
Param Rakshak Pro
Key Benefits:
- All funds rated 4 or 5 stars~ by Morningstar14
- 28.68% Returns (Benchmark: 16.89%)4
- Get Terminal illness cover with Term Booster16
Pro-Fit
Key Benefits:
- Get cover up to Rs 20 Lakh for surgery17
- 28.68% Returns (Benchmark: 16.89%)4
- Extensive global cover for 57 multi-stage Critical Illnesses18
Popular Retirement and Pension Plans
Plan your retirement wisely with a suitable pension plan for peace of mind in your golden years.
Fortune Guarantee Pension
- Get lifelong guaranteed20 lifetime income for your retirement
- Cover your spouse too under the same plan
- Get return of purchase price21
A Non-Linked, Non-Participating, Annuity Plan
(UIN:110N161V09) | 20T&C
Fortune Guarantee Retirement Ready
- Get Pension benefits with life insurance coverage
- Receive a 6% guaranteed19 addition of the sum assured amount upon retirement
- Add your spouse under the same plan
Individual Non-Linked, Non-Participating, Pension Plan
(UIN: 110N175V02) | 19T&C apply
Param Rakshak Pro solution comprises of Tata AIA Smart Sampoorna Raksha Pro, A Unit-linked, Non-participating, Individual Life Insurance Plan (UIN: 110L172V01) and Tata AIA Vitality Protect Plus, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A048V03). Tata AIA Smart Sampoorna Raksha Pro is also available individually for sale
Tata AIA Pro-Fit comprises of Tata AIA Smart Health, A Unit-linked, Non-participating, Individual Health Insurance Plan (UIN: 110L168V02), Tata AIA Sampoorna Health, A Non-Linked, Non- Participating Individual Health rider (UIN: 110A167V02) & Tata AIA OPD Care, A Linked, Non-Participating Individual Health rider (UIN: 110A166V02). Tata AIA Smart Health is also available individually for sale.
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For Application & policy related queries (NRI customers only)Why Choose Tata AIA Life Insurance
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99.01%
Individual Death Claim Settlement Ratio for FY22-2322
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77 Lakh+
Families protected23
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Rs 4,00,000 Crores+
Among the highest retail sum assured24
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1 Lakh Crore+
Assets Under Management25
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500+ Branches
Presence across major cities in India
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Pay as Per Convenience
Flexibility to choose premium payment mode as per convenience
Business Hours
- Monday: 10:00 AM - 03:30 PM
- Tuesday: 10:00 AM - 03:30 PM
- Wednesday: 10:00 AM - 03:30 PM
- Thursday: 10:00 AM - 03:30 PM
- Friday: 10:00 AM - 03:30 PM
- Saturday: Closed
- Sunday: Closed
Premium Payment
- Cash or cheque Payment
- Credit Card
- Debit Card
- Net Banking
- UPI
- Electronic Bill PaymentProcess (EBPP)
- Bharat Bill Payment System(BBPS)
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- Retirement Plan
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- Term Insurance
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- Unit Linked Insurance Plan
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Frequently asked Question
- Visit the Premium Payment Options page.
- Navigate to the Online Premium Payment Section.
- Choose from the wide-ranging options to pay premium online.
- Provide the necessary details and approve to pay the life insurance premium.
You can use any of the following channels to inform us:
- Click https://www.tataaia.com/customer-service/claim-registration.html to upload your documents and register your claim online
- WhatsApp us: Type CLAIM and send to 7045669966
- Easy Claims: Call us and have your documents picked up from your doorstep.
- Email us or Call us for assistance: customer.care@tataaia.com | Helpline no. - 1860-266-9966 or NRI Number:+91 22 6251 9966
- Visit Tata AIA Life Insurance branch offices. Click link : https://www.tataaia.com/contact-us.html?contactUs-2 to know our list of branches
Tata AIA Life Insurance Company Limited | Claims Department
B- wing, 9th Floor, I-Think Techno (Lodha) Campus,Behind TCS, Pokhran Road No.2,
Thane(West) - 400 607.
- Updating contact details on your policy is now easier than ever. You can do so directly from our website.
- Click here enter your policy number, authenticate, and make the required changes.
- You may also send us an email from your registered email id along with 'Personal details change' form for updating your contact number.
To purchase a new insurance policy, just click on Calculate Premium in any of the life insurance plans mentioned above.
- The complete name of Tata AIA Sampoorna Raksha Supreme is Tata AIA Life Insurance Sampoorna Raksha Supreme (UIN:110N160V05) - A Non-Linked Non-Participating Individual Life Insurance Plan
- Tata AIA Maha Raksha Supreme Select - Non-Linked, Non-Participating, Individual Life Insurance Product (UIN: 110N171V02)
- The complete name of Tata AIA Guaranteed Return Insurance Plan is Tata AIA Life Guaranteed Return Insurance Plan (UIN:110N152V13) - Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan)
- The complete name of Tata AIA Fortune Guarantee Plus is Tata AIA Life Insurance Fortune Guarantee Plus (UIN: 110N158V12) - Non-Linked, Non-Participating, Individual Life Insurance Savings Plan.
- Param Rakshak Pro solution comprises of Tata AIA Smart Sampoorna Raksha Pro, A Unit-linked, Non-participating, Individual Life Insurance Plan (UIN: 110L172V01) and Tata AIA Vitality Protect Plus, A Non-linked, Non-participating, Individual Health Rider (UIN: 110A048V03). Tata AIA Smart Sampoorna Raksha Pro is also available individually for sale.
- Tata AIA Pro-Fit comprises of Tata AIA Smart Health, A Unit-linked, Non-participating, Individual Health Insurance Plan (UIN: 110L168V02), Tata AIA Sampoorna Health, A Non-Linked, Non- Participating Individual Health rider (UIN: 110A167V02) & Tata AIA OPD Care, A Linked, Non-Participating Individual Health rider (UIN: 110A166V02). Tata AIA Smart Health is also available for sale individually.
- Tata AIA Fortune Guarantee Retirement Ready (UIN: 110N175V02) - Individual Non-Linked, Non-Participating, Pension Plan. Multiple options are available in this plan: My Pension, Partner Pension, and Partner Pension Plus.
- The complete name of Tata AIA Fortune Guarantee Pension is Tata AIA Life Insurance Fortune Guarantee Pension (UIN:110N161V09) - A Non-Linked Non-Participating Individual Life Insurance Plan. Multiple options are available in this plan: Immediate Life Annuity, Immediate Life Annuity with Return of Purchase Price, Deferred Life Annuity (GA-I) and with Return of Purchase Price, Deferred Life Annuity (GA-II) and with Return of Purchase Price.
- ^Illustrated Premium is the monthly premium excluding taxes for 20 yr. old female, Standard Life, Non-Smoker for 1 Cr. Sum Assured with Policy Term of 20 yrs. (Regular Pay) under Life Option. Please refer Benefit Illustration for more details. Premium is subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact premium.
- *“Guaranteed Annual Income” shall be a fixed percentage of the Annualised Premium / Single Premium (excluding discount) payable in a year. Guaranteed Annual Income as per the chosen Income Frequency shall commence after maturity till the end of the Income Period, irrespective of survival of the life insured(s) during the Income Period.
- ** Illustrated premium is calculated for a 25-year-old healthy male with a premium paying term of 10 years, policy term of 11 years and premium payment with monthly instalment under Regular Income plan option. The premium shown is exclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted. Guaranteed Benefit is calculated as ₹ 1,00,138 annual income for 35 years + ₹ 11,40,000 Return on Premiums.
- ~All funds open for new business which have completed 5 years since inception are rated 4 or 5 star by Morningstar on a 5-year basis as of Nov’ 2023
- %©2020 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from the data published on various dates and procured from various sources and (5) shall not be construed as a n offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any traducing decisions, damages or other losses resulting directly or indirectly from the information.
- 1Applicable for specific plan options. Please refer brochure for additional details.
- 2Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
- 3 Available under Regular Income with an Inbuilt Critical Illness Benefit option
- 4 5-year computed NAV for Multi Cap Fund as of February 2024. Other funds are also available. Benchmark of this fund is S&P BSE 200.
- 5 The Insured Amount under Term Booster option (in Vitality Protect Plus rider) is payable on earlier of death or diagnosis of Terminal illness of the Life Insured. Please refer Terms and Conditions for more details.
- 6 Tata AIA Vitality - A Wellness Program that offers you an upfront discount at policy inception. You can also earn premium discount / cover booster (as applicable) for subsequent years on policy anniversary basis your Vitality Status (tracked on Vitality app). Please refer rider brochures for additional details on health and wellness benefits.
- Vitality is a trademark licensed to Tata AIA Life by Amplify Health Assets PTE. Limited, a joint venture between Vitality Group International, INC. and AIA Company Limited. The assessment under the wellness program shall not be considered as a medical advice or a substitute to a consultation/treatment by a professional medical practitioner.
- 7 Applicable for specific plan options. Please refer brochure for additional details.
- 8 Guaranteed Annual Income (GAI) in the Regular Income option is a percentage of one Annualised Premium while in the Whole Life Income option is a percentage of the Total Premiums Paid.
- 9 Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
- 10 Guaranteed Addition (Endowment option) defined as a percentage of GMB shall accrue at a simple rate for each completed policy year, throughout the Policy Term and shall be payable on Maturity or Death whichever is earlier, subject to all due premiums being paid. GA shall accrue @ 5% of GMB.
- 11 Return of Premium shall be the return of Total Premiums Paid (excluding loading for modal premiums, discount, any extra premium, rider premium and taxes) by the policyholder and shall be payable at the end of the Income Period irrespective of survival of the life insured(s) during the Income Period.
- 12Available under Regular Income with an Inbuilt Critical Illness Benefit option
- 13All funds open for new business which have completed 5 years since inception are rated 4 or 5 stars by Morningstar on a 5-year basis as of February’2024
- 14©2024 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
- 155-year computed NAV for Multi Cap Fund as of January 2024. Other funds are also available.
- 16The Insured Amount under Term Booster option (in Vitality Protect Plus rider) is payable on earlier of death or diagnosis of Terminal illness of the Life Insured. Please refer Terms and Conditions for more details.
- 17Under SurgiCash Benefit of the Tata AIA Sampoorna Health Rider, the payouts are offered basis the categories of surgeries: 10% of sum assured up to Rs. 50,000 for day care procedures such as eye cataract, nasal sinus operation, 25% on Category 1 surgeries, like Amputation of foot or hand, 50% on Category 2 surgeries, like knee or hip replacement, 75% on Category 3 surgeries, like Aortic Valve Repair, and 100% on Category 1 surgeries, like CABG. Refer list of surgeries for benefit payouts.
- 18Under CritiCash Benefit of the Tata AIA Sampoorna Health Rider, Benefit payouts for multistage critical illnesses are offered depending on the category of the illness. For minor critical illnesses such as cardiac arrest, angioplasty, Early-stage cancer etc, the payout will be 25% of sum assured up to Rs. 10,00,000/-. For major critical illnesses such as Heart attack, Major head trauma, Parkinson’s disease, Alzheimer’s disease etc., the payout will be 100% of sum assured. For a catastrophic illness like end stage cancer or major organ/bone marrow transplant, the payout will be 150% of sum assured. Refer list of critical illnesses for benefit payouts.
- 19Guaranteed Additions accrue at the end of each completed policy year, subject to all due premiums being paid and form a part of the Death Benefit offered under the option.
- 20The word Guaranteed, and Guarantee means the annuity payout is fixed at inception of the policy and will be payable for whole of life or till death of the Annuitant(s).
- 21Return of Purchase price means return of all premiums paid excluding any extra premium, any rider premium, taxes and other statutory levies, if applicable
- 22Individual Death Claim Settlement Ratio is 99.01% for FY 2022 - 23 as per the latest annual audited figures.
- 2377,26,727 families protected till 31st March 2023.
- 24Retail Sum Assured for FY23 is Rs 4,43,479 Crores.
- 25 As on 03rd April 2024, the company has a total Assets Under Management (AUM) of Rs.100,099.11 Crores
- The fund is managed by Tata AIA Life Insurance Company Ltd. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
- Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any).
- Investments are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market.
- Please make your own independent decision after consulting your financial or other professional advisor.
- Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Smart Health and Tata AIA Smart Sampoorna Raksha Pro is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
- Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Please know the associated risks and the applicable charges, from your Insurance Agent or Intermediary or Policy Document issued by the Insurance Company.
- Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund's NAV will be affected by interest rates and the performance of the underlying stocks.
- The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.
- Premium paid in the Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the Insured is responsible for his/her decisions.
- Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the Insurance Company.
- IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. THE LINKED INSURANCE PRODUCT DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICY HOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR.
- This product is underwritten by Tata AIA Life Insurance Company Ltd.
- The plan is not a guaranteed issuance plan, and it will be subject to company’s underwriting and acceptance.
- Insurance cover is available under this product.
- For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
- Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
- In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
- L&C/Advt/2024/May/1386